Mortgage Master - Best Home Loan Rates in Singapore 2022

Get the mortgage you deserve

Lowest Rates

We help you obtain the best home loan rates available!

Fast Service

Our rockstar mortgage specialists in Singapore are here to save you time and money.

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Refer us to your friends and you'll earn a referral fee!

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The Mortgage Master Difference

We are a mortgage broker in Singapore with access to the lowest, unpublished housing loan rates offered by banks and financial institutions.

We built Mortgage Master to bring transparency & clarity to an outdated industry.

If you're out of your existing home loan lock in period, and are looking for the best interest rates being offered, contact us and we will guide you through the refinancing terms and conditions.

With over 50 years of combined experience in the mortgage industry in Singapore, we can ensure your home loan application is fast and convenient by referring you to the best bankers and lawyers.

Illustration of Mortgage Master helping you personalise your finances

Each Customer Is Unique

Personalised home loan advice based on your financial status and risk profile. Get a bank loan that's customised to your needs.

Whether you are living in an HDB flat, planning to buy a new private property, or looking for banks in Singapore that meet your expectations, our mortgage specialists are ready to provide you with advice that recognises your unique situation.

Can't decide if you prefer fixed rates or floating rates? Don't know if the SORA rate is going up or down? We'll answer all your burning questions about home loans in Singapore.

Illustration of Mortgage Master helping customers lighten their loan

Save More With Us

Mortgage Master will be able to advise you if you can lower your current home loan interest rates by refinancing or repricing. Speak to our mortgage specialists for more information!

We help you compare home loan rates across banks in Singapore and make sure you always get the best deal.

Get $100 for referring your friend to us!

Know someone who should be saving more on their home loans? Refer them to us! If we can assist them with their loan enquiry, we'll give you $100 to show our appreciation.

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What people are saying...

Arief - Satisfied Mortgage Master Customer


"Glad to have found a mortgage broker I can trust. Not only have they saved me a considerable sum of money, I have referred friends and family to them and they have never disappointed."

Steve - Satisfied Mortgage Master Customer


"Honesty and trust at this level is hard to find in the financial sector. Mortgage Master keep up the good work!"

Kelvin - Satisfied Mortgage Master Customer


"Wow! The first time I sought advice they turned away my business, explaining why it was not the right time to refinance. This is the first time a broker told me the truth and was not hard selling. When I upgraded my home, Mortgage Master was my first port of call, and their explanations and value-add was a breath of fresh air."

LOWEST Singapore Mortgage Rates

New Purchase (BUC)

Fixed Rate


for BUC

Floating Rate


  Enquire New Purchase (BUC) Rates updated 28-05-2024

New Purchase (Completed)

Fixed Rate


Floating Rate


  Enquire New Purchase (Completed) Rates updated 28-05-2024


Fixed Rate


Floating Rate


  Enquire Refinancing Rates updated 28-05-2024

Call us now to obtain your lowest home loan rates in Singapore!

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Frequently Asked Questions

Will Mortgage Master still be able to give us the best rates if the banks have to pay you?

Yes. The banks take our fee from the banker's commission. As such the banks continue to give you their best rates, and its a win win win win for you, the bank, the banker and us. This allows us to continue giving you unbiased advice for home loans while helping you save money.

I would like to reprice my loan with my existing bank, can you help me?

Mortgage Master will be able to point you in the right direction. Don't worry, we will always find the best deal for your home loan for you!

I am not planning to refinance or buy a new house soon, can I learn more for my future decisions?

Mortgage Master is here to help you. Be it now or in the future we believe that everyone deserves to have knowledge. Do enquire and allow our mortgage specialists to provide advice for your new purchase and refinancing decisions.

Are my contact details and information safe?

We value your privacy and will never sell your information or pass your details to any 3rd party without your permission.

How do mortgage brokers make money in Singapore?

Mortgage brokers in Singapore like Mortgage Master earn a referral fee from the banks for each successful home loan application. Typically, this is 0.15% of the total loan amount. That means for a $500,000 loan amount, we earn $750. Since every bank pays us the same referral fee, we will always remain unbiased in our advice. Read more about mortgage brokers in Singapore and learn what we do.

Why should I talk to a mortgage broker when I can go directly to the bank?

Mortgage brokers help you compare home loan packages across all banks and financial institutions in Singapore. We know the lowest fixed home loan rates and the lowest SORA home loan rates. If you're looking for the best home loan rates in Singapore, you can find them here. At Mortgage Master, because of our long-standing relationships with our partners, we also get access to exclusive rates and packages that are not available to the general public. We also partner with reliable bankers and law firms that we entrust our customers to. They ensure that your home loan application process is smooth and efficient. Best of all, our service will always be ABSOLUTELY FREE.

Should I pay off my mortgage loan early in Singapore?

Most mortgage loans have an early repayment fee, so we would not recommend paying off your loan early. In general, the early repayment fee is always going to cost you more than the interest charged if you continued to make your monthly home loan repayments. However, we can definitely help you refinance your mortgage loan to a lower interest rate! Do provide us with your details on our enquiry page. If you believe that the early repayment fee is worth paying for, or if you need to pay off your loan urgently for whatever reason, we strongly encourage you to enquire with us first - we may be able to help reduce the overall cost of early repayment.