Frequently Asked Questions

Yes. The banks take our fee from the banker's commission. As such the banks continue to give you their best rates, and its a win win win win for you, the bank, the banker and us. This allows us to continue giving you unbiased advice for home loans while helping you save money.

Mortgage Master will be able to point you in the right direction. Don't worry, we will always find the best deal for your home loan for you!

Mortgage Master is here to help you. Be it now or in the future we believe that everyone deserves to have knowledge. Do enquire and allow our mortgage specialists to provide advice for your new purchase and refinancing decisions.

We value your privacy and will never sell your information or pass your details to any 3rd party without your permission.

Mortgage brokers in Singapore like Mortgage Master earn a referral fee from the banks for each successful home loan application. Typically, this is 0.15% of the total loan amount. That means for a $500,000 loan amount, we earn $750. Since every bank pays us the same referral fee, we will always remain unbiased in our advice. Read more about mortgage brokers in Singapore and learn what we do.

Mortgage brokers help you compare home loan packages across all banks and financial institutions in Singapore. We know the lowest fixed home loan rates and the lowest SORA home loan rates. If you're looking for the best home loan rates in Singapore, you can find them here. At Mortgage Master, because of our long-standing relationships with our partners, we also get access to exclusive rates and packages that are not available to the general public. We also partner with reliable bankers and law firms that we entrust our customers to. They ensure that your home loan application process is smooth and efficient. Best of all, our service will always be ABSOLUTELY FREE.

Most mortgage loans have an early repayment fee, so we would not recommend paying off your loan early. In general, the early repayment fee is always going to cost you more than the interest charged if you continued to make your monthly home loan repayments. However, we can definitely help you refinance your mortgage loan to a lower interest rate! Do provide us with your details on our enquiry page. If you believe that the early repayment fee is worth paying for, or if you need to pay off your loan urgently for whatever reason, we strongly encourage you to enquire with us first - we may be able to help reduce the overall cost of early repayment.