Blog
Get the latest news and insights from the mortgage industry in Singapore.
Feds is projecting three interest rates cuts in 2024; first time since Covid days
Interest Rates
Benedict Ang
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<p>The U.S. Federal Reserve officials have projected not one, not two, but three interest rate cuts in 2024. This exciting development, as revealed in their latest summary of economic projections, marks a significant shift since the Federal Reserve dramatically reduced rates during the initial stages of the Covid-19 pandemic.</p> <p>Now, let's talk about how these anticipated reductions will impact homeowners like you. If you're seeking a loan or considering refinancing this year, the upcoming rate cuts will undeniably play a role. Those without mortgage lock-ins can take advantage of lower interest rat...</p>
Getting Your First Property In An Impending Recession? Here’s What You Need To Know
New Purchase
Si Jie Lim
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Will Singapore experience a recession in 2023? We share 5 points that new homebuyers will need to consider
4 Reasons Why Property Valuations Are Not Coming Down And What You Can Do As A Buyer
New Purchase
Si Jie Lim
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The property market has defied all expectations, with valuations still at an all-time high despite higher interest rates. We ask why
4 Tips To Help You Save On Your Monthly Mortgage Repayment
Home Loan
Si Jie Lim
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As interest rates rise, homeowners are paying more every month. Here are 4 tips to mitigate the increase in home loan repayment
Bank Loan Guide: What You Need To Know To Make A Smarter Mortgage Choice
Home Loan
Si Jie Lim
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Getting a bank loan for your new property purchase or refinancing your existing home loan? Here's a helpful guide for all your mortgage decisions
HDB BTO Focus Series (September 2023): (Almost) Any Pick Is A Good Pick
BTO Guides
Si Jie Lim
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BTO completion delays are nothing new in a post-pandemic Singapore, but a BTO launch delay? Well better late than never for the September 2023 BTO launch
More Singaporeans Dealing with Rising Mortgage Stress
News
Si Jie Lim
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The latest OCBC Financial Wellness Survey revealed that 2 in 5 Singaporeans face some difficulties in paying off their mortgage loans, an increase from previous years
Why Every Singaporean Homeowner Needs To Know The 3-3-5 Rule
New Purchase
Si Jie Lim
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With property prices still rising in Singapore, we could all use a little help in ensuring we buy a home that is affordable. Introducing the 3-3-5 Rule!
Will HDB resale prices drop in 2024?
News
Peter Lin
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After increasing for 31 consecutive months, HDB resale prices dipped only slightly in Feb this year. But the reprieve didn't last
3 Strategies To Manage Your Monthly Bank Loan Repayment
Home Loan
Si Jie Lim
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When repaying your bank loan each month, many of us pay in full by CPF. But with interest rates rising, is that still a sound decision?