Mortgage Master - Blog Category

interest rates Articles

Interest Rates Benedict Ang

<p>The U.S. Federal Reserve officials have projected not one, not two, but three interest rate cuts in 2024. This exciting development, as revealed in their latest summary of economic projections, marks a significant shift since the Federal Reserve dramatically reduced rates during the initial stages of the Covid-19 pandemic.</p> <p>Now, let's talk about how these anticipated reductions will impact homeowners like you. If you're seeking a loan or considering refinancing this year, the upcoming rate cuts will undeniably play a role. Those without mortgage lock-ins can take advantage of lower interest rat...</p>


Interest Rates Chen Guang Lu

How has the June 2023 US Fed meeting influenced the Interest Rate Outlook for the coming months? We give our monthly analysis


Interest Rates Peter Lin

For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?


Interest Rates Si Jie Lim

Banks brought back their fixed interest rate home loan packages and well, they're... high. We look into why banks have set such high interest rates and what we can expect from the future


Interest Rates Peter Lin

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

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Interest Rates Peter Lin

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

Illustration of someone relaxing on a boat with a timed explosive attached to the anchor

Interest Rates Peter Lin

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here's what else you might not know about fixed rates in Singapore.

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Interest Rates Peter Lin

Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.

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Interest Rates Peter Lin

Find out why mortgage interest rates are skyrocketing in 2018 and what you can do to make sure your monthly instalment payment does not increase as well.

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