Mortgage Master - Blog Category

interest rates Articles

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Home Loan David Baey
Interest Rates David Baey
New Purchase David Baey - 

<p>Are you looking to upgrade to a bigger house as your family grows?</p> <p>Thinking about moving from an HDB to a private property as your career and income advance?</p> <p>Whether it’s for location, convenience, economic status, schools, or amenities, upgrading or relocating is a natural part of life.</p> <p>However, the most crucial aspect of this process is obtaining the right financial advice. Traditionally, many people secure a home before arranging their loan, but the most savvy individuals find financing before they start house hunting.</p> <p><img src="https://mortgagemaster-files.s3.ap-southeast-1.amazonaws.com/files/pexels-pixabay-53621.jpg" alt="" /></p> <p>With over 15 years of experience in the mortgage industry, both at a ba...</p>

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Home Loan Claire Yeo
Interest Rates Claire Yeo
New Purchase Claire Yeo
Refinancing Claire Yeo - 

<p>There are two types of home loans in the market- a HDB loan or bank loan. For HDB properties, you have the option of taking either a HDB or bank loan, but for private properties, you will only be able to get a bank loan. Aside from deciding a loan that’s best for you, the next question is often whether or not you should pay using your Central Provident Fund (CPF) savings or cash.</p> <p><strong>Note:</strong> <em>Only CPF funds from the CPF OA (Ordinary Account) can be used for home loan payments.</em></p> <p>In this article, we will cover the following:</p> <ol> <li>Using CPF For Housing</li> <li>How Much CPF Can You Use?</li> <li>Advantages of Using CPF for Ho...</li></ol>

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Home Loan Claire Yeo
Interest Rates Claire Yeo
New Purchase Claire Yeo
Refinancing Claire Yeo
WAT - What Are They Claire Yeo - 

<p>Understanding your property valuation is important when you are looking to buy or sell your current home. </p> <p><strong>Understanding Property Valuation</strong></p> <p>A property valuation is typically carried out by a licensed appraiser and is an assessment of what your property is worth.</p> <p>There are two kinds of valuations, indicative and actual valuations.</p> <p><strong>Indicative Valuations</strong> are basic estimates of a property's value. </p> <p>It is usually based on the average price of similar recently transacted properties in the same area. Both homeowners and agents can perform these valuations through simple research. </p> <p>However, these days...</p>

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Interest Rates Claire Yeo
New Purchase Claire Yeo - 

<p>With more and more million-dollar HDBs popping up in the news, many might wonder how the average Singaporean can actually afford them. Beyond that, the often talked about question is: Will HDB prices continue to rise? When will be a good time to enter the market?</p> <p>In order to understand HDB trends, it's important to go straight to the beginning to understand how the Housing Development Board (HDB) came about. Created in 1960, HDB was birthed with a mission to fix the nation's housing crunch. Their mandate has always been to provide affordable, quality homes for Singaporeans.</p> <p>Looking at today's ...</p>

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Interest Rates Claire Yeo - 

<p>The U.S. Federal Reserve officials have projected not one, not two, but three interest rate cuts in 2024. This exciting development, as revealed in their latest summary of economic projections, marks a significant shift since the Federal Reserve dramatically reduced rates during the initial stages of the Covid-19 pandemic.</p> <p>Now, let's talk about how these anticipated reductions will impact homeowners like you. If you're seeking a loan or considering refinancing this year, the upcoming rate cuts will undeniably play a role. Those without mortgage lock-ins can take advantage of lower interest rat...</p>

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Interest Rates Chen Guang Lu - 

How has the June 2023 US Fed meeting influenced the Interest Rate Outlook for the coming months? We give our monthly analysis

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Interest Rates Peter Lin - 

For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?

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Interest Rates Si Jie Lim - 

Banks brought back their fixed interest rate home loan packages and well, they're... high. We look into why banks have set such high interest rates and what we can expect from the future

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Interest Rates Peter Lin - 

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

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Interest Rates Peter Lin - 

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

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