Looking for the best home loan in Singapore? This guide compares fixed vs floating rate home loans, breaking down their pros and cons, who they are best suited for, and how to choose the right mortgage in 2025. Whether you're buying a new launch condo or refinancing, find out which loan type will save you the most money. Read now to make an informed decision!
Looking to buy a new launch condo in Singapore? This guide breaks down the latest condo prices, minimum income needed, and monthly mortgage payments for upcoming new launch SG projects in 2025. Find out if you can afford top developments like Parktown Residences, Arina East Residences, and The Orie, and get expert mortgage advice to secure the best home loan. Read now to plan your purchase wisely!
Understand the Progressive Payment Scheme in Singapore. Learn about the progressive payment schedule, new launch progressive payment timelines and more.
Comparing Parktown Residences and Aurelle EC? This guide breaks down pricing, location, payment schemes, and buyer eligibility to help you choose the best Tampines new launch for your needs.
Discover why The Orie, the first new launch condo in Toa Payoh in 8 years, is capturing attention with its prime location, modern amenities, and seamless connectivity. Learn how the Progressive Payment Scheme works, and explore a detailed cost breakdown to plan your finances from booking to key collection. Your ultimate guide to owning a piece of this sought-after development awaits!
When obtaining a home loan in Singapore, whether it's a new purchase or refinancing, you'll need to obtain several documents from the CPF, IRAS and HDB websites. Our step-by-step guide helps you download the 9 most common income documents required.
<p>Singapore's real estate market can be a bit complicated, especially if it's your first time buying or selling a house. You probably know you'd need to engage the right property agent- but did you know getting the right mortgage broker is just as important?</p> <p>That's because both play vital roles whether you are buying or selling. You might be tempted to just think having a property agent is sufficient, because afterall, they are your go-to expert for all things property.</p> <p><img src="https://mortgagemaster-files.s3.ap-southeast-1.amazonaws.com/files/pexels-shvetsa-4225920.jpg" alt="" /></p> <p>However, just as how you would not consult your GP on your cancer diagnosis, you wouldn’t want to risk consulting your agent o...</p>
<p>Are you looking to upgrade to a bigger house as your family grows?</p> <p>Thinking about moving from an HDB to a private property as your career and income advance?</p> <p>Whether it’s for location, convenience, economic status, schools, or amenities, upgrading or relocating is a natural part of life.</p> <p>However, the most crucial aspect of this process is obtaining the right financial advice. Traditionally, many people secure a home before arranging their loan, but the most savvy individuals find financing before they start house hunting.</p> <p><img src="https://mortgagemaster-files.s3.ap-southeast-1.amazonaws.com/files/pexels-pixabay-53621.jpg" alt="" /></p> <p>With over 15 years of experience in the mortgage industry, both at a ba...</p>
<p>There are two types of home loans in the market- a HDB loan or bank loan. For HDB properties, you have the option of taking either a HDB or bank loan, but for private properties, you will only be able to get a bank loan. Aside from deciding a loan that’s best for you, the next question is often whether or not you should pay using your Central Provident Fund (CPF) savings or cash.</p> <p><strong>Note:</strong> <em>Only CPF funds from the CPF OA (Ordinary Account) can be used for home loan payments.</em></p> <p>In this article, we will cover the following:</p> <ol> <li>Using CPF For Housing</li> <li>How Much CPF Can You Use?</li> <li>Advantages of Using CPF for Ho...</li></ol>
<p>Understanding your property valuation is important when you are looking to buy or sell your current home. </p> <p><strong>Understanding Property Valuation</strong></p> <p>A property valuation is typically carried out by a licensed appraiser and is an assessment of what your property is worth.</p> <p>There are two kinds of valuations, indicative and actual valuations.</p> <p><strong>Indicative Valuations</strong> are basic estimates of a property's value. </p> <p>It is usually based on the average price of similar recently transacted properties in the same area. Both homeowners and agents can perform these valuations through simple research. </p> <p>However, these days...</p>