Mortgage Master - Blog Category

home loan Articles

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Home Loan Claire Yeo - 

When obtaining a home loan in Singapore, whether it's a new purchase or refinancing, you'll need to obtain several documents from the CPF, IRAS and HDB websites. Our step-by-step guide helps you download the 9 most common income documents required.

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Home Loan Claire Yeo
New Purchase Claire Yeo
News Claire Yeo - 

<p>Singapore's real estate market can be a bit complicated, especially if it's your first time buying or selling a house. You probably know you'd need to engage the right property agent- but did you know getting the right mortgage broker is just as important?</p> <p>That's because both play vital roles whether you are buying or selling. You might be tempted to just think having a property agent is sufficient, because afterall, they are your go-to expert for all things property.</p> <p><img src="https://mortgagemaster-files.s3.ap-southeast-1.amazonaws.com/files/pexels-shvetsa-4225920.jpg" alt="" /></p> <p>However, just as how you would not consult your GP on your cancer diagnosis, you wouldn’t want to risk consulting your agent o...</p>

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Home Loan David Baey
Interest Rates David Baey
New Purchase David Baey - 

<p>Are you looking to upgrade to a bigger house as your family grows?</p> <p>Thinking about moving from an HDB to a private property as your career and income advance?</p> <p>Whether it’s for location, convenience, economic status, schools, or amenities, upgrading or relocating is a natural part of life.</p> <p>However, the most crucial aspect of this process is obtaining the right financial advice. Traditionally, many people secure a home before arranging their loan, but the most savvy individuals find financing before they start house hunting.</p> <p><img src="https://mortgagemaster-files.s3.ap-southeast-1.amazonaws.com/files/pexels-pixabay-53621.jpg" alt="" /></p> <p>With over 15 years of experience in the mortgage industry, both at a ba...</p>

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Home Loan Claire Yeo
Interest Rates Claire Yeo
New Purchase Claire Yeo
Refinancing Claire Yeo - 

<p>There are two types of home loans in the market- a HDB loan or bank loan. For HDB properties, you have the option of taking either a HDB or bank loan, but for private properties, you will only be able to get a bank loan. Aside from deciding a loan that’s best for you, the next question is often whether or not you should pay using your Central Provident Fund (CPF) savings or cash.</p> <p><strong>Note:</strong> <em>Only CPF funds from the CPF OA (Ordinary Account) can be used for home loan payments.</em></p> <p>In this article, we will cover the following:</p> <ol> <li>Using CPF For Housing</li> <li>How Much CPF Can You Use?</li> <li>Advantages of Using CPF for Ho...</li></ol>

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Home Loan Claire Yeo
Interest Rates Claire Yeo
New Purchase Claire Yeo
Refinancing Claire Yeo
WAT - What Are They Claire Yeo - 

<p>Understanding your property valuation is important when you are looking to buy or sell your current home. </p> <p><strong>Understanding Property Valuation</strong></p> <p>A property valuation is typically carried out by a licensed appraiser and is an assessment of what your property is worth.</p> <p>There are two kinds of valuations, indicative and actual valuations.</p> <p><strong>Indicative Valuations</strong> are basic estimates of a property's value. </p> <p>It is usually based on the average price of similar recently transacted properties in the same area. Both homeowners and agents can perform these valuations through simple research. </p> <p>However, these days...</p>

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Home Loan Claire Yeo
New Purchase Claire Yeo - 

<p>Singaporean buyers often overlook properties in the United States for overseas investment. A significant deterrent is that traditional retail banks typically do not offer financing options to non-residents. Consequently, many have missed out on the robust U.S. property market and its growth in recent years.</p> <p>However, there are retail banks that do provide financing options for foreigners interested in purchasing properties, presenting valuable opportunities for savvy investors.</p> <p><strong>Benefits of Buying Properties in the United States</strong></p> <p>There are many benefits when it comes to purchasing investment prop...</p>

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Home Loan Si Jie Lim - 

As interest rates rise, homeowners are paying more every month. Here are 4 tips to mitigate the increase in home loan repayment

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Home Loan Si Jie Lim - 

Getting a bank loan for your new property purchase or refinancing your existing home loan? Here's a helpful guide for all your mortgage decisions

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Home Loan Si Jie Lim - 

When repaying your bank loan each month, many of us pay in full by CPF. But with interest rates rising, is that still a sound decision?

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Home Loan Si Jie Lim - 

With interest rates rising faster than ever, there's a danger you're paying more each month on your home loan than you need to. Here's how to find out

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