Mortgage Master - Blog

Blog

Get the latest news and insights from the mortgage industry in Singapore.

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News Peter Lin - 

It was an interesting day in Parliament when Dr Jamus Lim of the Workers' Party gave his maiden speech. Of interest to us, the concept of "remortgaging" came up! We discuss what Dr Jamus and Mr Sitoh Yih Pin were actually talking about.

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News David Baey - 

Despite the effects of the COVID-19 pandemic, on top of entering Singapore's worst recession since independence, property prices aren't falling... yet. Our CEO, David Baey shares his insights about what this means for the property market in the near future.

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Refinancing Peter Lin - 

It is definitely a good idea to refinance your housing loan in Singapore. The main reason is to save money in the long run, but you can also enjoy other benefits offered by the banks! However, take the time to learn more about the fees and costs involved in refinancing before you make your decision.

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News Peter Lin - 

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

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Refinancing Peter Lin - 

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

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News Peter Lin - 

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

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Home Loan Peter Lin - 

Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.

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News Peter Lin - 

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

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News Peter Lin - 

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

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News Peter Lin - 

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.