Mortgage Master - Blog

Blog

Get the latest news and insights from the mortgage industry in Singapore.

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News Peter Lin - 

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

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Refinancing Peter Lin - 

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

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News Peter Lin - 

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

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Home Loan Peter Lin - 

Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.

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News Peter Lin - 

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

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News Peter Lin - 

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

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News Peter Lin - 

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.

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Interest Rates Peter Lin - 

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

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Interest Rates Peter Lin - 

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here's what else you might not know about fixed rates in Singapore.

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Home Loan Peter Lin - 

These days, there are many reasons why you may not want to meet someone face-to-face. Find out how you can apply for home loans in Singapore without ever needing to meet someone!