This article has been updated on 24 Oct 2024.
When processing your home loan in Singapore, there's a list of documents that your bankers will require, depending on your situation. Here's a step-by-step guide on how to obtain documents from CPF, IRAS and HDB in the comfort of your own home!
Just click any of the links below to go to the specific document.
List of Documents you'll need
CPF
IRAS
HDB
How to see your CPF Account Balances Statement
Step 1: Go to the CPF website at cpf.gov.sg and click Login at the top menu to login with SingPass
Step 2: Open the Singpass app on your phone to scan the QR code to login in
Step 3: Click on the PDF icon at the top right corner to download the statement
From the top menu, you can obtain 3 types of CPF Statements - your transaction history, your contribution history, and yearly statement of account.
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How to get your CPF Transaction History
Step 1: Go to the CPF website at cpf.gov.sg and click Login at the top menu to login with SingPass
Step 2: Click on my cpf on the top menu bar and then click on Transaction History under My Statements
Step 3. Click on the PDF icon at the top right corner to download the statement
Your CPF contribution history is crucial in determining your income for both HDB loans and bank loans. This is the most important income document for homeowners who are full-time or part-time employees.
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How to get your CPF Property Statement
Step 1: Go to the CPF website at cpf.gov.sg and click Login at the top menu to login with SingPass
Step 2: Click on my cpf on the top menu bar and then click on Home Ownership under My Dashboards
Step 3. Scroll down to the “Principal amount and accrued interest” section, click on the PDF icon on the top right corner to download the statement
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How to get your IRAS Notice of Assessment
Step 1. Go to the IRAS website at iras.gov.sg and click Login and Personal Tax at the main menu
Step 2. Open the Singpass app on your phone to scan the QR code to login in
Step 3. Click Inbox in the top menu and then click Individual
Step 4. Click on the latest “Notice of Assessment (Individual)” to download
As with the CPF Contribution History, the IRAS Notice of Assessment is a way for HDB and banks to determine your average gross monthly income and how much you can borrow. This is especially important for homeowners who are self-employed or work odd jobs.
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How to get your IRAS Property Summary
Step 1. Go to the IRAS website at iras.gov.sg and click Login and Personal Tax at the main menu
Step 2. Open the Singpass app on your phone to scan the QR code to login in
Step 3. Click on Property then click on View Property Summary
Step 4. Click on SAVE AS PDF/PRINT at the top right corner
Step 5. Select Save as PDF then click on Save to download the statement
Step 6. At the property summary page, click on VIEW DETAILS
Step 7. Click on SAVE AS PDF/PRINT at the top right corner
Step 8. Select Save as PDF then click on Save to download the statement
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How to get your HDB Flat Details
Step 1. Go to the HDB website at hdb.gov.sg and click Login and Login to My HDBPage from the top menu
Step 2. At login panel, click on Log in with Singpass
Step 3. Open the Singpass app on your phone to scan the QR code to login in
Step 4. Click on My Flat then click on Purchased Flat
Step 5. Click on Flat Details and Minimum Occupation Period (MOP)
Step 6. Scroll down and click on Save As PDF to download the statement
Step 7. Please download this even you do not own an existing HDB flat
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How to get your HDB Financial Information
Step 1. Go to the HDB website at hdb.gov.sg and click Login and Login to My HDBPage from the top menu
Step 2. At login panel, click on Log in with Singpass
Step 3. Open the Singpass app on your phone to scan the QR code to login in
Step 4. Click on My Flat then click on Purchased Flat
Step 5. Click Financial Info
Step 6. Click on “Save As PDF” to download the statement
Step 7. Please download this even you do not own an existing HDB flat
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How to get your HDB Loan Statement Of Account
Step 1. Go to the HDB website at hdb.gov.sg and click Login and Login to My HDBPage from the top menu
Step 2. At login panel, click on Log in with Singpass
Step 3. Open the Singpass app on your phone to scan the QR code to login in
Step 4. Click on My Flat then click on Purchased Flat
Step 5. Click Financial Info
Step 6. Click on View Statement of Account
Step 7. Select “Period” to the earliest month and click on “Continue”
Step 8. Scroll down and click on “Save As PDF” to download the statement
