Mortgage Master - Author

Blog Articles by Si Jie Lim


New Purchase Si Jie Lim

Will Singapore experience a recession in 2023? We share 5 points that new homebuyers will need to consider


New Purchase Si Jie Lim

The property market has defied all expectations, with valuations still at an all-time high despite higher interest rates. We ask why


Home Loan Si Jie Lim

As interest rates rise, homeowners are paying more every month. Here are 4 tips to mitigate the increase in home loan repayment


Home Loan Si Jie Lim

Getting a bank loan for your new property purchase or refinancing your existing home loan? Here's a helpful guide for all your mortgage decisions


BTO Guides Si Jie Lim

BTO completion delays are nothing new in a post-pandemic Singapore, but a BTO launch delay? Well better late than never for the September 2023 BTO launch


News Si Jie Lim

The latest OCBC Financial Wellness Survey revealed that 2 in 5 Singaporeans face some difficulties in paying off their mortgage loans, an increase from previous years


New Purchase Si Jie Lim

With property prices still rising in Singapore, we could all use a little help in ensuring we buy a home that is affordable. Introducing the 3-3-5 Rule!


Home Loan Si Jie Lim

When repaying your bank loan each month, many of us pay in full by CPF. But with interest rates rising, is that still a sound decision?


New Purchase Si Jie Lim

Private property prices fell for the first-time in three years, which makes the new condo launches this quarter even more exciting


News Si Jie Lim

A recent survey by NUS Real Estate unveils what developers are doing in response to the ABSD hike in April. We’re here to break it down.


New Purchase Si Jie Lim

Regardless of how exorbitant property prices in Singapore are, many of us still aspire to be homeowners. Take note of these 4 key tricks maintain affordability.


New Purchase Si Jie Lim

The new HDB Flat Eligibility (HFE) letter is a streamlined document that gives HDB homebuyers a clearer idea of what they can apply for when it comes to housing and financing


News Si Jie Lim

The first MAS Macroeconomic Review of 2023 included a section focusing on Residential Rental Markets, here's what you should know


BTO Guides Si Jie Lim

The May 2023 BTO exercise is here, featuring some very interesting neighbourhoods where there hasn't been a BTO launch in almost a decade!


Home Loan Si Jie Lim

With interest rates rising faster than ever, there's a danger you're paying more each month on your home loan than you need to. Here's how to find out


News Si Jie Lim

There has been a massive turbulence in the financial markets recently with major banks closing and financial institutions rushing to contain the effects of the failures. What can we expect in Singapore?


BTO Guides Si Jie Lim

The first BTO launch of the year is here and we rank the five projects from Jurong West to Farrer Park

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News Si Jie Lim

Last but definitely not least, our series wraps up with a look at the hot new areas in Singapore's West

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News Si Jie Lim

Part three of our series looks at upcoming developments in the Eastern region of Singapore

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News Si Jie Lim

In part two of our year-end series, we take a look at upcoming developments in the North-Eastern part of Singapore

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News Si Jie Lim

In the first part of our year-end series, we take a look at upcoming developments in the Northern neighbourhoods of Singapore including Canberra Estate and the Woodlands Regional Centre


Interest Rates Si Jie Lim

Banks brought back their fixed interest rate home loan packages and well, they're... high. We look into why banks have set such high interest rates and what we can expect from the future


Refinancing Si Jie Lim

Singapore's core inflation has risen to 5.3%, coming close to the 14-year high of 5.5%. How can refinancing our home loan help with inflation?


News Si Jie Lim

This year's slew of cooling measures are carefully designed to impact the rising prices of HDB resale flats, but will they be enough?


News Si Jie Lim

Earlier this year, a huge debate arose when SERS came back into the limelight. Here's what the Ang Mo Kio SERS saga reveals about what we can expect from our HDB flats


News Si Jie Lim

It's been 4 years since SERS was in the news, but this time some constructive feedback have led to new options for affected homeowners


Home Loan Si Jie Lim

With home loan fixed rates rising and 3M SORA soaring past the 1.00% mark, 2022 is going to be a tough year for homeowners


Home Loan Si Jie Lim

Interest rates are rising quickly in 2022 and many housing loan repayments are expected to rise significantly in the months ahead. Here are three steps to take.

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